How does the Buyer qualify for The Liberty Gold Program?
• Buyer must qualify for a loan that allows gift funds.
• The Seller or Builder has to enroll or already be enrolled in The Liberty Gold Program.

Do I have to pay back the grant?
No. It is a 100% gift, and the Buyer has no obligation to pay back the gift funds.

What types of loans will allow Down Payment Assistance Programs?
Although most of the loans that utilize Down Payment Assistance Programs are FHA loans, any conventional or sub-prime loan that allows a gift from a non-profit organization can use Liberty Gold.

Are there any income limitations?
No. If you are approved for a loan that will allow a gift from a
non-profit organization, you are eligible to receive grant funds.

How does The Buyer’s Dream Fund replenish its pool of funds for future buyers?
The Seller or Builder pays a service fee to The Buyer’s Dream Fund of $495.00 plus the amount of the gift.

How do I participate in The Liberty Gold Program?
Contact The Buyer’s Dream Fund at (888) 320-0870, and we will direct you to a mortgage company or realtor in your area that is knowledgeable about purchasing a home with the use of a Down Payment Assistance Program.

If you are already working with a mortgage company or realtor, we can contact them in order to coordinate the use of our Down Payment Assistance Program.