How does the Buyer qualify for The Liberty Gold Program?
• Buyer must qualify for a loan that allows gift funds.
• The Seller or Builder has to enroll or already be enrolled in The Liberty Gold Program.

Does the Buyer have to pay back the grant?
No. It is a 100% gift, and the Buyer has no obligation to pay back the gift funds.

How does The Buyer’s Dream Fund replenish its pool of funds for future buyers?
The Seller or Builder pays a service fee to The Buyer’s Dream Fund of $495.00 plus the amount of the gift.

Why would I want to participate in The Liberty Gold Program?
By participating in The Liberty Gold Program you not only attract the buyers who have the necessary funds for down payment and closing costs, you also attract the buyers who do not possess these necessary funds but can obtain them through The Liberty Gold Program. This will increase the number of potential buyers. A LARGER POOL OF BUYERS MEANS A FASTER SALE.

If I have to pay a service fee, won’t I receive less money from the sale of my home?
No. Many sellers accept less than the list price in order to sell their home. By using The Liberty Gold Program most Sellers are able to obtain their full listing price, since the Buyer understands that the Seller’s cooperation is required in order to participate in The Liberty Gold Program

How do I participate in The Liberty Gold Program?
Contact The Buyer’s Dream Fund at (888) 320-0870, and we will provide you with the necessary information to immediately enroll.
If you want to sell your house with a realtor, we will refer you to a realtor in your area who is knowledgeable about purchasing a home with the use of a Down Payment Assistance Program.